In short
Refinance, move to development exit or re-bridge through specialist lenders. Loans from £50,000. It takes about 90 seconds to tell us your numbers, there's no credit check until you choose a lender, and if you're past term or in receivership we'll still look.
Which exit fits?
Term loan or mortgageWorks done and the property let? Move to cheaper, longer borrowing.
Read the guide Development exit
Scheme finished or nearly? Buy time to sell at full value.
Re-bridge or extensionNeed more time? Extensions often cost 1–2%; a new bridge costs more upfront.
Read the guide Sale
Sale running late? A short re-bridge can cover the gap in time.
Past term, or a receiver appointed?
Neither rules out a refinance: lenders we work with will look at both, up to 75–80% LTV, if the value and the new exit stack up. The sooner you call, the more room you have.
Refinancing to remove LPA receivers →How it works
Tell us the balance, redemption date and rough value in the form, and a specialist checks them against lenders who refinance bridges, re-bridge, or lend into receivership. You get the options that fit, with costs, and no obligation.
Common questions
Will this affect my credit score?
No. We don't run a credit check when you enquire; a lender runs one only after you choose to apply.
Do you charge a fee?
It depends on the complexity of the case. Any broker fee is generally up to 1%, and we agree it with you upfront.
What if the property is my home?
That loan is likely to be regulated, so we refer it to an authorised partner firm.
Capito is a Commercial Finance Broker, not a lender. Capito Finance Limited is not authorised or regulated by the Financial Conduct Authority and does not arrange regulated mortgages. Finance is subject to the lender's assessment.